Terms of Use

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Terms of Use Effective Date: October 10, 2025 Last Updated: October 10, 2025

These Terms of Use (“Terms”) govern your use of the website operated by Restore Credit Solution, LLC (“Company,” “we,” “us,” or “our”). By accessing or using our website, you agree to comply with and be bound by these Terms. If you do not agree, please do not use our website.

1. Company Information Restore Credit Solutions, LLC 294 Siemers Dr #1060, Cape Girardeau, MO 63701  Email: info@restorecreditsolutions.com Phone:  888-841-3846. 

2. About the Website The Restore Credit Solutions website (“Website”) provides visitors and members with information and resources about credit repair services, credit education, and related financial information. The Website may also offer tools and forms for members to securely upload documents, communicate with our team, and monitor the progress of their credit repair process.

3. Website Terms By accessing this Website, you acknowledge that you are at least 18 years old and are legally capable of entering into binding contracts. You agree to use the Website only for lawful purposes and in accordance with these Terms.

4. Member Files Registered members may have access to secure areas of the Website containing their personal credit repair files, uploaded documents, and communication logs (“Member Files”). You agree to maintain the confidentiality of your login credentials and notify the Company immediately of any unauthorized access or use of your account.

5. Access to Member Files Access to Member Files is restricted to authorized users, including the member and designated employees of Restore Credit Solution, LLC. Unauthorized access, sharing, or misuse of Member Files is strictly prohibited and may result in termination of service or legal action.

6. Ownership All content, materials, designs, logos, graphics, and software on this Website are owned or licensed by Restore Credit Solutions, LLC and are protected under applicable copyright, trademark, and intellectual property laws. You may not copy, reproduce, republish, upload, post, transmit, or distribute any material from this Website without prior written permission from the Company.

7. Use of Website and Materials The Website and its materials are provided for informational and service-related purposes only. You agree not to use the Website for: - Any unlawful purpose; -Collecting or harvesting personal data from other users; - Uploading or transmitting harmful code, malware, or disruptive content; - Attempting to gain unauthorized access to systems or networks connected to the Website.

8. License The Company grants you a limited, non-exclusive, non-transferable license to use the Website and its materials solely for your personal, non-commercial use. This license does not include any resale or commercial use of the Website or its content.

9. Automated Activity You agree not to use any robot, spider, scraper, or other automated means to access the Website for any purpose without the Company’s express written permission. Any attempt to interfere with the Website’s functionality or compromise its security may result in immediate suspension and possible legal action.

10. Linking You may link to our Website only in a manner that is fair, legal, and does not damage our reputation or suggest any endorsement where none exists. The Company reserves the right to revoke linking permission at any time.

11. Representation By using this Website, you represent and warrant that all information you provide is true, accurate, and complete, and that you will maintain the accuracy of such information as needed.

12. Disclaimer The materials on this Website are provided “as is” without warranties of any kind, either express or implied. Restore Credit Solutions, LLC does not guarantee that: - The Website will operate without interruption or errors; - The information is accurate, current, or complete; or - Any services will achieve specific credit results. Nothing on this Website constitutes financial or legal advice. You should consult with a qualified professional before making financial decisions.

13. Indemnity You agree to indemnify, defend, and hold harmless Restore Credit Solutions, LLC, its affiliates, employees, agents, and contractors from any claims, damages, losses, liabilities, and expenses arising out of or related to your use of the Website or violation of these Terms.

14. Indemnification If any third party files a claim against the Company related to your use of the Website, you agree to fully cooperate with the Company in the defense of such claims and to pay all costs, damages, and expenses (including reasonable attorney’s fees) incurred by the Company in connection with the claim.

15. Electronic Notices and Transactions You consent to receive all communications, agreements, and notices electronically. Electronic communications from the Company will satisfy any legal requirement that such communications be in writing.

16. Access We reserve the right to suspend, modify, or discontinue access to any part of the Website at any time, with or without notice, for maintenance, security, or business reasons.

17. Confidentiality of Information All information transmitted between you and Restore Credit Solution, LLC through the Website is treated as confidential. Data is encrypted and accessible only to authorized personnel for the purpose of providing credit repair services. However, the Company cannot guarantee complete confidentiality of information transmitted over the internet. You acknowledge that electronic communications may be intercepted by unauthorized parties despite security efforts.

18. Miscellaneous - Governing Law: These Terms shall be governed by and construed in accordance with the laws of the State of Missouri, without regard to its conflict of law principles. - Severability: If any provision of these Terms is found invalid, the remaining provisions will remain in full force and effect. -Entire Agreement: These Terms constitute the entire agreement between you and Restore Credit Solution, LLC regarding Website use. - Updates: We may revise these Terms periodically. Continued use of the Website after such changes constitutes your acceptance of the new Terms.

19. Contact Us If you have any questions or concerns about these Terms of Use, please contact us: Restore Credit Solutions, LLC 294 Siemers Dr #1060, Cape Girardeau, MO 63701  Email: info@restorecreditsolutions.com Phone:  888-841-3846.